Attorney Kivlighan has helped numerous individuals and families navigate through the difficult process of Bankruptcy. We will advise you as to your eligibility to file either under Chapter 7 or Chapter 13 and which option will best help you recover from your financial difficulties. Chapter 7 bankruptcy and Chapter 13 bankruptcy both serve the same general goal, to provide relief for your debts. While they ultimately serve the same goal, each Chapter’s approach in achieving this goal is vastly different, and Attorney Kivlighan can explain the intricacies of each.

What’s the difference between Chapter 7 and Chapter 13?

The biggest difference between Chapter 7 and Chapter 13 bankruptcies is the repayment of your debt. Chapter 13 Bankruptcy involves a court-ordered repayment plan where a portion of your debt  is repaid back to your creditors. In a Chapter 7 bankruptcy, there is no repayment plan and certain debts can simply be eliminated.

“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

To get help filing for Chapter 13 or Chapter 7 bankruptcy and protect your assets contact us now.